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Bill would prevent insurance rates from rising due to road damage

LANSING, MI (MPRN)--   A bill in the state House would block insurance companies from increasing car insurance premiums on drivers who have made claims for damage caused by Michigan’s failing roads. 

Lawmakers behind the bill say the state’s roads have been underfunded and poorly maintained, and residents shouldn’t be punished for driving on them.

Democratic State Representative John Chirkun is the bill’s sponsor. He says he’s heard from constituents who have needed thousands of dollars’ worth of repairs because of the state’s roads.

“The constituents of Michigan are getting tired of that because when they put one or two claims in the insurance companies want to raise their rates right away.”

Chirkun says there could be room to negotiate with insurance companies – maybe by allowing a set number of claims per driver before rates can go up.

The legislation is currently pending before the House Insurance Committee.