auto insurance

Major insurance changes will impact every driver in the state of Michigan beginning July 2, 2020. We talk with experts on what you need to do now to avoid possibly paying more for your coverage.

Guests: Ryan Nummela — President/Owner, Elder Agency
Jill Stagliano — Partner, Iron Range Agency
Curt Hewitt — Managing Partner, Medicare Supplement Insurance Service, Inc. (MSIS)
Beau LaFave (R) — State Representative, 108 District

LANSING, MI--   With rate filings representing more than 99.5% of Michigan’s personal auto insurance market now approved, Governor Gretchen Whitmer and the Michigan Department of Insurance and Financial Services (DIFS) announced Wednesday that the average statewide Personal Injury Protection (PIP) medical savings under the state’s new auto insurance law will exceed the law’s requirements. The new law also strengthens consumer protections and mandates statewide average savings for 8 years.

LANSING, MI (AP)--   Governor Gretchen Whitmer and a top state regulator say drivers will save more on car insurance than is required under a bipartisan overhaul of Michigan’s auto insurance law.

The administration said Tuesday that proposed rates filed by insurers representing a quarter of the market will be cut more than is mandated. The new rates will start taking effect in July.

LANSING, MI (AP)--   Gov. Gretchen Whitmer is defending a pending overhaul of Michigan's auto insurance law, saying treatment for injured drivers will "still be there" if they forego what has been a mandatory unlimited personal injury protection benefit.

The Democrat told The Associated Press in a Tuesday phone interview that people buying car insurance will have coverage, whether it's through their auto insurer, their health insurer or a government plan. Whitmer could sign the bill this week.

LANSING, MI (MPRN)--   The state Legislature’s GOP leaders say they will delay sending bills to Governor Gretchen Whitmer to change Michigan’s auto insurance system.

Whitmer says she’d veto the plans.

Republicans were poised to send the bills to Whitmer’s desk despite her vow to reject them, but GOP leaders say they’re still hopeful a deal can be reached that’s acceptable to all sides.

Whitmer says she’s willing to bargain with Republicans on a plan to reduce auto insurance premiums. But she says reducing coverage is not the answer.

LANSING, MI (MPRN)--   Governor Gretchen Whitmer says she would veto both versions of Republican plans to overhaul the state’s auto insurance system. 

She says House and Senate plans adopted this week don’t do enough to ensure that people are charged rates based on their driving history, and not where they live.

“I’ve been very clear I’m not going to sign a bill that preserves a corrupt system where insurance companies are allowed to unfairly discriminate in setting rates.”

Whitmer says the bills also don’t guarantee permanent and immediate rate rollbacks.

LANSING, MI (MPRN)--   The state Senate Tuesday approved a bill to change the rules governing how auto insurance is sold in Michigan. 

The bill would place new caps on medical benefits for people who don’t buy additional coverage.

Critics say the Republican plan would leave drivers who would be hurt the most by high medical bills with the least protection.

Senator Adam Hollier of Detroit agrees, but was still one of only two Democrats to vote for the bill. He says his city has some of the highest insurance rates in the country, and it’s past time to do something.

LANSING, MI (AP)--   Gov. Gretchen Whitmer is ordering a review of how Michigan auto insurers use non-driving factors to set rates and how they price policies in which medical coverage is coordinated with drivers' health insurance. 

The Democratic governor made her directive to the Department of Insurance and Financial Services Wednesday. The move comes as Republican lawmakers prepare legislation designed to lower auto premiums that are the highest in the country.

LANSING, MI (MPRN)--   Lawmakers in Lansing are gearing up for a showdown over Michigan’s auto no-fault law. A group of Republicans and Democrats in the state House announced changes they plan to introduce.

They said their plan would make car insurance more affordable without limiting coverage.

The bipartisan group plans to introduce legislation that would, among other things, bar insurers from using factors like gender and zip code to set rates.

LANSING, Mich. (AP) — A new court decision will keep the public's eyes from records of an auto insurance fund.
The Michigan appeals court says the state Catastrophic Claims Association is a public body, but lawmakers legally carved out an exemption from public records disclosure.
The insurance fund was created to reimburse insurers for catastrophic claims that exceed $545,000. Owners pay $160 per vehicle per year on top of regular insurance.
A coalition of health care, labor and consumer organizations wants to know how the fund calculates rates.