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After years of price hikes, the cost of the average Affordable Care Act policy is dropping across the U.S. Competition among insurers has increased as the political uncertainty starts to settle down.

Maryland-based Evergreen Health Co-op is one of nearly two dozen nonprofit insurers created by the health act. They will be owned by the policyholders and are supposed to add competition and lower prices for coverage. they're supposed to add competition and lower prices for medical coverage. But they can't do either without customers.

The online marketplace for health insurance is scheduled to open in one week. But people are still confused about what that means and how the Affordable Care Act will affect them. Host Michel Martin runs through a health care Q&A with Mary Agnes Cary of Kaiser Health News.

Melissa Block talks with Shawn Pollack of Oshkosh, Wis., who says he's a "healthy young guy" who only qualifies for expensive insurance because he's considered high risk. He talks about the headache his health coverage has been since he was laid off in 2009, and what today's ruling could mean for him and people like him.

From the back seat of a Bentley to the cab of a Ford F-150, NPR's Nina Gregory visits the L.A. Auto Show to check out the latest in mobile offices: vehicles designed for work.

It is the only state to require insurers that sell individual plans outside the online marketplace to make coverage available to customers anytime.

It costs a lot for companies to buy health insurance, so the idea of giving employees money to buy their own coverage has a lot of appeal. But it might end up being more expensive for workers.

It has been a year since Obamacare launched with a difficult start. Now, supporters are confident about the program's future. But critics say it's too early to gauge its success.

The question will be if Kevin Counihan can replicate his success in Connecticut with the federal health exchange, which was plagued with problems. The goal: A smoother Year Two for Obamacare.

Lending Club, a leader in the peer-to-peer marketplace, is mired in scandal. The finance technology industry, known as FinTech, is dissecting what it means for online lending.